Consolidate Bills

October 28, 2014 // Posted in Uncategorized  |  No Comments

Consolidating your bills doesn’t sound like anything very exciting. That’s why we’ve partnered with some of the best financial service providers on the planet to bring you a complete financial recovery package, which will enable you to:

  1. Save money
  2. Save time
  3. Afford nicer things in life
  4. Leave good financial habits to your children
  5. Save money (did we say that yet?)

To get yourself the benefits listed above, we will be writing about the following and getting guests to post on the following subjects:

  • Debt consolidation
  • Credit Restoration
  • Debt mitigation
  • New & Healthy lines of credit
  • Saving for good things in life instead of borrowing

We trust you’ll gather some pretty important information here. Please let us know if you have a request for any information built around the items discussed above. request@consolidate-bills.us

On the Road to Credit Recovery

July 30, 2014 // Posted in Uncategorized  |  No Comments

You may have been doing everything you can in order to get your finances back in order. This is a good thing to do for your financial future. If you are ready to consolidate your bills, we can help you. But remember that when you consolidate, you are essentially taking out another loan. Another loan means another credit check, and another credit check means your creditworthiness is going to be examined.

Getting your Credit Repaired Before Consolidating

It’s a good idea to work on some credit restoration before you get your loans consolidated. Why? Because you don’t want to end up in the same situation you’re in currently. Credit bureaus will look at your total amount of debt / limit ratio and give you a credit score based largely on this part of the algorithm. If you can work with a credit repair agency to get your credit score fixed before getting to the point of consolidating your loans, then you will have a higher score. A higher credit score means a lower interest rate and a more satisfied customer. That’s why we fully recommend you get your financial ducks in a row.

1) Get your credit cards paid down to 30% or less on the balance / limit ratio
2) Get your credit repaired using a trusted third party provider (they can be as inexpensive as $299 for a campaign)
3) Sell some assets, reduce your monthly expenses, and give EVERY DOLLAR A NAME (-Dave Ramsey)

By then, after doing some credit recovery methods, you may be ready to consolidate some of your loans. When you think of the phrase “consolidate bills,” we are speaking of debt only and not your monthly utility / cell phone bills etc… This is the kind of loan which helps you to minimize on the amount of checks you write each month or creditors you pay. The point of a good consolidation is to get a lower interest rate on all the monies you intend to pay off than the total amount of interest you’d end up paying monthly on the loans had you not consolidated. If you’re ready to get started, all you need to do is speak with a professional who can help you either take out a home equity loan or another personal line of credit in which to roll your current credit and loans in to. This is a process that should bring peace of mind and sanity to your finances.

If this brings another burden to your life, then do not go for a consolidation – until you are certain you will be getting a better rate on the money than you’re already paying. Do not become another debt-ridden individual who gets stuck in the system, but do get yourself a financial plan for your life and future. Debt consolidation is not for everyone, so do your homework to make that call for yourself.

-Consolidate-Bills.us